Tao Financial provides an institutional approach to personal wealth management and financial planning for business owners, executives, and individuals.
An Institutional Approach
Tao Financial provides fiduciary wealth management services and retirement planning for business owners, executives, and employees. Our team has managed billions of dollars in institutional investments and we now utilize those same disciplines for our valued clients.
It is our goal to foster growth in clients, employees, and services by implementing a sustainable and manageable growth strategy. Our services include investment management, financial planning for business owners and individuals, investment consulting for group retirement plans and executive deferred compensation programs, exit planning, and financial education services.
What makes Tao Financial Different?
Our Philosophy
- Entrepreneurism is necessary for widespread upward mobility and economic growth in America to continue.
- Financial literacy is a necessity for every individual, but especially for business owners. Growth in small businesses supports growth in our communities.
- People drive culture, and culture drives profits. Treat all people with respect and dignity. Intangible value is critical in today’s competitive landscape and should be nurtured and protected.
- Always create more value for clients than we receive in exchange.
- There are many measures of success – our job is to identify which measures are most important to our clients and support their pursuit of them.
- Financial planning should be available to clients when they need it, not only at the onset of a relationship.
“Finding the best person or the best organization to invest your money is one of the most important financial decisions you’ll ever make.”
-Bill Gross
What makes us different?
About Tao Financial
Tao Financial provides fiduciary wealth management services and financial planning for business owners, high net worth individuals, and employees. Our team has managed billions of dollars in institutional investments, and we now utilize those same investing disciplines for our valued clients.
We take our fiduciary role seriously – not only do we employ a thoughtful, client-centric approach to managing your investments, we also actively monitor and work to minimize other costs of investing such as taxes, transaction fees, and custodial fees. We believe that fee transparency is a critical component of all high-quality advisory relationships – because of this, we are not affiliated with a broker-dealer and do not collect commissions on the sale of securities. The only compensation we receive is from you, our clients, and our only focus is on your success.
Our investment-related services include investment management for individuals, employee group savings & retirement plans, pension plans, and executive deferred compensation programs. Our financial planning services include personal financial planning, small-business financial planning, exit or transition planning for business owners, and financial wellness education.
Our Services
For Individuals
Creative Solutions for Extraordinary People
True wealth is built brick by brick. Like beauty in the eye of the beholder, your definitions of wealth and success are unique to you. The way we build and protect your wealth is a direct result of our Whole Person Wealth Management approach. We help you progress towards reaching your goals by making well-informed choices.
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Life is not simple, financial or otherwise. There are always tradeoffs to consider, and multiple paths to choose from. You are unique and your life will change. Your financial plan should be unique too and adapt as you do. We believe in offering our clients a living financial plan through our Whole Person Wealth Management approach. This isn’t the sort of plan you leave on a shelf and dust off once a year – it’s the sort of plan that adjusts and evolves to address life’s big decisions. It’s in these moments that the real groundwork for your future success is laid, and we are committed to partnering with you to make informed decisions in-the-moment. We help you to understand and manage your whole financial life, rather than only your investments.
For Business Owners
Helping You Live Your Best Life
As a business leader, your financial life can get complicated. Your personal assets might include private business equity, deferred compensation plans, stock options, limited partnerships, patents, trusts, and/or real estate in addition to numerous investment accounts. If you can relate, we can help.
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Our Whole-Person Wealth Management approach provides financial clarity to business owners and executives across the entire spectrum of their financial lives. We recognize that as a business leader, you and your business can be deeply intertwined both financially and emotionally. Balancing the needs of your staff and business vs. the needs of you and your family can be a daunting challenge.
We specialize in developing creative solutions to complex problems. The good news is that as a business leader, you have many more options to control your destiny than a nine-to-five employee. The bad news is that it ultimately falls on you to make it happen (as if you didn’t have enough to do already).
The financial decisions you have to make are more complex, often require multiple years to plan and implement, and can have significant consequences for you, your family, and the other people who rely on you. We will support you in making these hard choices throughout our relationship together, and build a financial blueprint for the life you want to live.
For Employees
Open Unseen Doors to Greater Opportunity
We challenge the status quo, empower financial independence, and reduce the financial stress experienced by many employees. According to Morgan Stanley and the Financial Health Network¹, almost four-fifths of employees with high financial stress say it impacts their productivity at work.
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It’s no secret that financial literacy is not one of America’s strong suits. Financial concerns are the single greatest source of employee stress in the workplace according to PwC’s 2020 Employee Financial Wellness Survey², with 54% of respondents stating that financial matters are their greatest source of stress. Employees experiencing financial stress are twice as likely to exhibit tardiness or absentee behavior.
It is well-documented that chronic, untreated stress can lead to a multitude of ongoing physical ailments, including high blood pressure, asthma, diabetes, insomnia, digestive problems, and a weakened immune system. This is either through the direct effects of stress or the unhealthy behaviors often exhibited by those experiencing significant, ongoing stress, such as poor diet, smoking, and excessive alcohol consumption. Stress also contributes to mental health conditions, such as depression and anxiety. Many of these negative conditions feed off of each other, are self-reinforcing, and compound over time. These effects of chronic employee stress can negatively affect a business’ bottom line through higher healthcare costs, greater risk of workplace injuries and errors, lower productivity and profitability, and higher employee turnover.
Perhaps even more importantly, in today’s competitive landscape, businesses that neglect their employees’ needs are at serious risk of missing out on key drivers of future growth. At Tao Financial, we believe there is a need to rewrite the playbook when it comes to the relationship between employees and employers, or at least dust off an old one. In a world where innovation and intangible assets are an increasingly important driver of business value, it is more critical than ever for businesses to bring out the best in their employees if they wish to achieve excellence.
The human elements of intangible capital such as inspiration, innovation, creative problem solving, culture, and client experience, cannot be forced. They are grown organically by developing trust and mutual respect between employers and employees and through a healthy exchange of labor and productivity for compensation and benefits. Businesses need to treat their people like they matter and put their money where their mouth is if they want to achieve above-average growth in the future. Schedule a free consultation to learn more about how we can help you provide greater benefit to your employees that will reward you and your business in return.
How we help:
- Tao Financial provides financial wellness education and empowers your employees to become financially independent through in-person or virtual meetings and digital programming.
- We help spread awareness and understanding of the benefits you provide to employees through on-site or virtual workshops during the enrollment season for 401(k)s, Flexible Spending Accounts (FSAs) / Health Savings Accounts (HSAs), and Executive Deferred Compensation Plans. Other benefits can be discussed at the employer’s request.
- We will also assist plan sponsors with evaluating and selecting additional third-party financial education or wellness resources to offer employees as desired.
For Individuals – continued
Life is not simple, financial or otherwise. There are always tradeoffs to consider, and multiple paths to choose from. You are unique and your life will change. Your financial plan should be unique too and adapt as you do. We believe in offering our clients a living financial plan through our Whole Person Wealth Management approach. This isn’t the sort of plan you leave on a shelf and dust off once a year – it’s the sort of plan that adjusts and evolves to address life’s big decisions. It is in these moments that the real groundwork for your future success is laid, and we are committed to partnering with you to make informed decisions in-the-moment. We help you to understand and manage your whole financial life, rather than only your investments.
For Business Owners – continued
Our Whole-Person Wealth Management approach provides financial clarity to business owners and executives across the entire spectrum of their financial lives. We recognize that as a business leader, you and your business can be deeply intertwined both financially and emotionally. Balancing the needs of your staff and business vs. the needs of you and your family can be a daunting challenge.
We specialize in developing creative solutions to complex problems. The good news is that as a business leader, you have many more options to control your destiny than a nine-to-five employee. The bad news is that it ultimately falls on you to make it happen (as if you didn’t have enough to do already).
The financial decisions you have to make are more complex, often require multiple years to plan and implement, and can have significant consequences for you, your family, and the other people who rely on you. We will support you in making these hard choices throughout our relationship together, and build a financial blueprint for the life you want to live.
For Employees – continued
It’s no secret that financial literacy is not one of America’s strong suits. Financial concerns are the single greatest source of employee stress in the workplace according to PwC’s 2020 Employee Financial Wellness Survey², with 54% of respondents stating that financial matters are their greatest source of stress. Employees experiencing financial stress are twice as likely to exhibit tardiness or absentee behavior.
It is well-documented that chronic, untreated stress can lead to a multitude of ongoing physical ailments, including high blood pressure, asthma, diabetes, insomnia, digestive problems, and a weakened immune system. This is either through the direct effects of stress or the unhealthy behaviors often exhibited by those experiencing significant, ongoing stress, such as poor diet, smoking, and excessive alcohol consumption. Stress also contributes to mental health conditions, such as depression and anxiety. Many of these negative conditions feed off of each other, are self-reinforcing, and compound over time. These effects of chronic employee stress can negatively affect a business’ bottom line through higher healthcare costs, greater risk of workplace injuries and errors, lower productivity and profitability, and higher employee turnover.
Perhaps even more importantly, in today’s competitive landscape, businesses that neglect their employees’ needs are at serious risk of missing out on key drivers of future growth. At Tao Financial, we believe there is a need to rewrite the playbook when it comes to the relationship between employees and employers, or at least dust off an old one. In a world where innovation and intangible assets are an increasingly important driver of business value, it is more critical than ever for businesses to bring out the best in their employees if they wish to achieve excellence.
The human elements of intangible capital such as inspiration, innovation, creative problem solving, culture, and client experience, cannot be forced. They are grown organically by developing trust and mutual respect between employers and employees and through a healthy exchange of labor and productivity for compensation and benefits. Businesses need to treat their people like they matter and put their money where their mouth is if they want to achieve above-average growth in the future. Schedule a free consultation to learn more about how we can help you provide greater benefit to your employees that will reward you and your business in return.
How we help:
- Tao Financial provides financial wellness education and empowers your employees to become financially independent through in-person or virtual meetings and digital programming.
- We help spread awareness and understanding of the benefits you provide to employees through on-site or virtual workshops during the enrollment season for 401(k)s, Flexible Spending Accounts (FSAs) / Health Savings Accounts (HSAs), and Executive Deferred Compensation Plans. Other benefits can be discussed at the employer’s request.
- We will also assist plan sponsors with evaluating and selecting additional third-party financial education or wellness resources to offer employees as desired.
“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”
-Robert Kiyosaki
Is Tao Financial the Right Choice for Me??
Are We a Fit?
Many advisers offer a cookie-cutter, one-size-fits-all approach to serving their clients. It’s understandable as it can be very profitable for advisers to work this way, but do profits equal success?! Yes and no.
Just as we encourage our clients to redefine what success means to them, we have taken our own medicine in redefining what a successful advisory relationship should look like – for us, it begins and ends with our clients’ outcomes. You won’t see us strolling around in $3,000 suits, bragging about our new Rolex, or flying around in a private jet. That’s just not us – it’s not what we want, it’s not what we stand for, and it doesn’t make us happy. Contrary to popular opinion, it also doesn’t make us any better at what we do.
What we want is to see you win, knowing that the services we provided made a real difference in your life and your outcome.
We specialize in engineering clear solutions that solve complex puzzles. Our typical clients are up-and-coming business owners and leaders, seasoned business owners looking to plan for retirement or sell their business (or have recently sold their business), executives looking to streamline their retirement cashflows and minimize taxes, and individuals with newly-inherited wealth looking for a ‘big picture’ plan for how to grow and maintain their wealth into the future. We will also take on individuals with drive, ambition, and work ethic (AKA “fire in their bellies”) regardless of how much money they have.
You'll Like Us If:
- You prefer a straight-talking adviser who won’t bog you down with an overwhelming amount of details (unless you ask);
- You have a genuine interest in finance and the capital markets and want to engage in real discussions to grow your business and personal wealth;
- You’re looking for a dedicated, long-term financial ally that’s committed to your success.
We'll Love You If:
- You’re a self-starter who’s motivated to achieve your personal and financial goals;
- You’re a business owner who treats employees like family;
- You’re driven to excellence in your area of expertise, and find others to guide you in the areas where you lack knowledge or experience.
You Won't Like Us If:
- You believe advisers driving Hondas know less about investing than advisers driving BMWs;
- You would prefer not to know how much you’re paying your adviser;
- You hate dogs. (Seriously, it’s a deal-breaker).
Hours
Monday-Friday: 9am-6:30pm
Saturday & Sunday: Closed
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We're committed to our clients and are here when you need us. Send a message using the form below or contact us however is most convenient for you.
Tao Financial Inc. is an investment advisor registered and domiciled in Florida.